More than 25 years of experience working in the industry has enabled us to build our services and solutions in strategy, consulting, digital, technology and operations that help our clients with their trading projects around the world. Capabilities we leverage.

Citihub Bank® is a federally chartered savings bank headquartered in United States, with branches. 
Havax Financial Group, Inc.®, is the holding company for Citihub Bank and its divisions: Citihub Payment Systems, its electronic payments division; AFS/IBEX, its insurance premium financing division; and Refund Advantage, EPS Financial and Specialty Consumer Services (SCS), its tax-related financial solutions divisions.

As a recognized leader in the industry, Citihub Bank has been named among the top community banks and thrifts and the top-performing mid-sized banks in the nation. Though we’re receiving attention across the United States for what we do, our focus is and always has been on our customers.